What is COBRA?

COBRA is a law that requires organizations with 20 or more employees to offer the continuation of group health benefits (Medical, Dental, Vision and Medical Reimbursement Account) to employees (and covered dependents) upon experiencing a "qualifying event."

Employers are required to provide initial COBRA notification to covered employees and dependents, a letter detailing an individual's rights upon experiencing a "qualifying event," and an explanation of the conversion privilege.

Qualifying Events include:

• Termination of Employment
• Reduction of work hours
• Employee’s Death
• Employee’s divorce (or legal separation in some states)
• Medicare entitlement
• Change in “dependent” status

Why outsourcing COBRA administration is the right move.

eCOBRA is a division of eflexgroup.com that specializes in the complete administration of COBRA.

Liability and risk

COBRA law is defined by lawsuits. It's not uncommon for a lawsuit to cost a million of dollar just for missing one of the many COBRA deadlines. For a small business (or any business) this can mean survival or failure.

Expertise

eCOBRA.com has a human resources attorney on staff and retains one of the best employee benefits and tax attorneys in the Midwest. Our staff has the knowledge and technology to track and administer your COBRA plans.

Efficiency

By outsourcing to eCOBRA.com, you now can focus on your business and make it grow while we work for you in the background.

Economy

The price is right!